Cryptic crossword clue
Loan concubines out? That’s excessive 14

The most common and most likely answer to this crossword clue is the 14 letter word UNCONSCIONABLE

I've seen this crossword clue in Financial Times
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Buddy explains!

The straight part
We know that "excessive" is the straight/definition part of the clue. The straight part is often a synonym or definition, in this case excessive = unconscionable.
The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.
This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.

What does UNCONSCIONABLE mean?

UNCONSCIONABLE adjective
  1. Not conscionable; unscrupulous and lacking principles or conscience.
  2. Excessive, imprudent or unreasonable.

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