The most common and most likely answer to this crossword clue is the 6 plus 4 letter word BRANCH LINE
I've seen this crossword clue in The Times
B
R
A
N
C
H
L
I
N
E
Buddy explains!
The straight part
We know that "one entered on a points system" is the straight/definition part of the clue. The straight part is often a synonym or definition, in this case one entered on a points system = branch line.The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.