Cryptic crossword clue
Lodger perhaps presumptuous with mother and child 9

The most common and most likely answer to this crossword clue is the 9 letter word FREEMASON

I've seen this crossword clue in Independent
F
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Buddy explains!

The straight part
We know that "Lodger, perhaps" is the straight/definition part of the clue. The straight part is often a synonym or definition, in this case lodger, perhaps = freemason.
The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.
This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.

What does FREEMASON mean?

FREEMASON noun
  1. A member of a guild of skilled itinerant masons during the Middle Ages and early modern times.

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