Cryptic crossword clue
Look unfavourably on refund with remorse after penny has dropped 14

The most common and most likely answer to this crossword clue is the 14 letter word DISCOUNTENANCE

I've seen this crossword clue in Financial Times
D
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C
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A
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Buddy explains!

The straight part
We know that "Look unfavourably on" is the straight/definition part of the clue. The straight part is often a synonym or definition, in this case look unfavourably on = discountenance.
The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.
This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.

What does DISCOUNTENANCE mean?

DISCOUNTENANCE noun
  1. Cold treatment; disapprobation.
DISCOUNTENANCE verb
  1. To have an unfavorable opinion of; to deprecate or disapprove of.
  2. To abash, embarrass or disconcert.
  3. To refuse countenance or support to; to discourage.

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