The most common and most likely answer to this crossword clue is the 8 letter word RAINWEAR
I've seen this crossword clue in Financial Times
R
A
I
N
W
E
A
R
More clues leading to the result RAINWEAR
- Cold listener dressing in coat, say?
- Maybe galoshes and mac in war are recycled
- Perhaps Cape Fear, Fahrenheit dropped after cold closes in
- Back carrying excellent north- western waterproofs
- Mac maybe could lessen choice for Spooner
- Artist at home put on repellent clothing
- Artist in river gets attire to reduce risk of getting soaked
- Coats painter put on fashionable pottery, we hear
- Articles of protective clothing in war are badly needed
Buddy explains!

The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.
What does RAINWEAR mean?
RAINWEAR noun- Clothing worn as protection from rain.