The most common and most likely answer to this crossword clue is the 12 letter word TRANSFERRING
I've seen this crossword clue in Financial Times
T
R
A
N
S
F
E
R
R
I
N
G
More clues leading to the result TRANSFERRING
Buddy explains!

The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.
What does TRANSFERRING mean?
TRANSFERRING verb- To move or pass from one place, person or thing to another.
- To convey the impression of (something) from one surface to another.
- To be or become transferred.
- To arrange for something to belong to or be officially controlled by somebody else.
- The act by which something is transferred; a transfer.