The most common and most likely answer to this crossword clue is the 8 letter word DOWNLOAD
I've seen this crossword clue in Financial Times
D
O
W
N
L
O
A
D
More clues leading to the result DOWNLOAD
- File in woodland getting lost
- Miserable prior to cargo transfer
- Transfer county charge
- Sorry, charge is something applied to your phone
- File transferred to PC bust youngster stealing ring
- Internet file not working a lot
- Pop covers have 50% lost in transfer from server
- Amend odd law on transfer, electronically
- Low charge for data transfer
- Transfer files from unhappy boy full of love
Buddy explains!

The straight part
We know that "transfer" is the straight/definition part of the clue. The straight part is often a synonym or definition, in this case transfer = download.The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.
What does DOWNLOAD mean?
DOWNLOAD noun- A file transfer to the local computer.
- A file that has been, or will be transferred in this way.
- To transfer data from a remote computer (server) to a local computer, usually via a network.
- To upload; to copy a file from a local computer to a remote computer via a network.
- To transfer a file to or from removable media.
- To install software.