The most common and most likely answer to this crossword clue is the 5 letter word STONY
I've seen this crossword clue in The Daily Telegraph
S
T
O
N
Y
More clues leading to the result STONY
- Unproductive end to talks Blair pursues
- Mistakenly books entry with no means to pay
- Peachis so very cruel
- Pebble-strewn way round New York
- It’s hard to be penniless
- Four US leaders look so drunk, hiding nothing in Yankee college
- Feeling callous? Then destroy a settlement
- . Lacking feeling on one's uppers
- Rock-strewn path on city's limit
- .
Buddy explains!

The straight part
We know that "with no means to pay" is the straight/definition part of the clue. The straight part is often a synonym or definition, in this case with no means to pay = stony.The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.
What does STONY mean?
STONY adjective- As hard as stone.
- Containing or made up of stones.
- Of a person, lacking warmth and emotion.
- Of an action such as a look, showing no warmth of emotion.
- Short for stony broke: without any money.