Cryptic crossword clue
Most of wage woman’s turned into retirement fund, showing lack of understanding 15

The most common and most likely answer to this crossword clue is the 15 letter word INCOMPREHENSION

I've seen this crossword clue in Independent
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Buddy explains!

The straight part
We know that "lack of understanding" is the straight/definition part of the clue. The straight part is often a synonym or definition, in this case lack of understanding = incomprehension.
The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.
This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.

What does INCOMPREHENSION mean?

INCOMPREHENSION noun
  1. Lack of comprehension or understanding; inability to understand.

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