Cryptic crossword clue
Muttering when the old woman has tacky jewellery 8

The most common and most likely answer to this crossword clue is the 8 letter word MUMBLING

I've seen this crossword clue in Financial Times
M
U
M
B
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Buddy explains!

The straight part
We know that "Muttering" is the straight/definition part of the clue. The straight part is often a synonym or definition, in this case muttering = mumbling.
The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.
This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.

What does MUMBLING mean?

MUMBLING verb
  1. To speak unintelligibly or inaudibly; to fail to articulate.
  2. To chew something gently with closed lips.
MUMBLING noun
  1. An act in which someone mumbles something

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