Cryptic crossword clue
Not good to get covered in day cream formulation for rash 5-3-4

The most common and most likely answer to this crossword clue is the 14 letter word DEVIL‑MAY‑CARE

I've seen this crossword clue in The Guardian
D
E
V
I
L
â
€
‘
M
A
Y
â
€
‘
C
A
R
E

Buddy explains!

The straight part
We know that "rash" is the straight/definition part of the clue. The straight part is often a synonym or definition, in this case rash = devil‑may‑care.
The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.
This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.

What does DEVIL‑MAY‑CARE mean?

DEVIL‑MAY‑CARE adjective
  1. Carefree, reckless, irresponsible.

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