The most common and most likely answer to this crossword clue is the 5 plus 4 letter word REPLY PAID
R
E
P
L
Y
P
A
I
D
Buddy explains!
The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.