Cryptic crossword clue
Novel written later by jockey to become rich? On the contrary 4,2,4,5

The most common and most likely answer to this crossword clue is the 4 plus 2 plus 4 plus 5 letter word FALL ON HARD TIMES

F
A
L
L
O
N
H
A
R
D
T
I
M
E
S

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The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.
This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.

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