The most common and most likely answer to this crossword clue is the 6 plus 4 letter word GRANNY FLAT
I've seen this crossword clue in Independent
G
R
A
N
N
Y
F
L
A
T
More clues leading to the result GRANNY FLAT
- Annexe in New York in flagrant disrepair
- Relatively level part of the house
- OAP possibly not charged for her lodgings?
- Accommodation for relative in good and managed state, even
- Accommodation allowance including fare originally between New York and LA
- Nan losing heart in American’s dull, dull, self-contained apartment
- Two US states are restricted by licence to provide senior accommodation
- Old lady collapsed in annexe, perhaps
- Concede around New Year: ‘Florida’s where retiree might live‘
- Concede around New Year: 'Florida's where retiree might live'
Buddy explains!
The straight part
We know that "her lodgings?" is the straight/definition part of the clue. The straight part is often a synonym or definition, in this case her lodgings? = granny flat.The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.