Cryptic crossword clue
Old Penny Black is small and neat 5

The most common and most likely answer to this crossword clue is the 5 letter word DINKY

I've seen this crossword clue in Independent
D
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Buddy explains!

The straight part
We know that "small and neat" is the straight/definition part of the clue. The straight part is often a synonym or definition, in this case small and neat = dinky.
The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.
This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.

What does DINKY mean?

DINKY adjective
  1. Tiny and cute; small and attractive.
  2. Tiny and insignificant; small and undesirable.
DINKY noun
  1. A person in a relationship with double income and no kids

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