The most common and most likely answer to this crossword clue is the 11 letter word IMPECUNIOUS
I've seen this crossword clue in The Daily Telegraph
I
M
P
E
C
U
N
I
O
U
S
More clues leading to the result IMPECUNIOUS
Buddy explains!
The straight part
We know that "having little or no money" is the straight/definition part of the clue. The straight part is often a synonym or definition, in this case having little or no money = impecunious.The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.
What does IMPECUNIOUS mean?
IMPECUNIOUS adjective- Lacking money