Cryptic crossword clue
One farming a small area is frequently in credit, after 50% taken off starting rent 7

The most common and most likely answer to this crossword clue is the 7 letter word CROFTER

I've seen this crossword clue in Financial Times
C
R
O
F
T
E
R

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The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.
This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.

What does CROFTER mean?

CROFTER noun
  1. One who has the tenure of a croft, usually also the occupant and user.

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