Cryptic crossword clue
One presumably not having to deal with letter? 9

The most common and most likely answer to this crossword clue is the 9 letter word HOMEOWNER

I've seen this crossword clue in The Daily Telegraph
H
O
M
E
O
W
N
E
R


Buddy explains!

The straight part
We know that "One presumably not having to deal with letter" is the straight/definition part of the clue. The straight part is often a synonym or definition, in this case one presumably not having to deal with letter = homeowner.
The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.
This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.

What does HOMEOWNER mean?

HOMEOWNER noun
  1. Someone who owns a house
  2. Someone who does not have title to a house, but has possession and is paying for it by instalments

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