The most common and most likely answer to this crossword clue is the 8 plus 4 letter word BIRTHDAY SUIT
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More clues leading to the result BIRTHDAY SUIT
- Everyone arrives in this type of party clothing
- Nothing actually to wear? I’d buy a T-shirt, possibly
- First-day cover?
- Fashionable bit with dusty hair and skin
- A British duty to arrange garb for streakers?
- Awfully dirty? Bath is useful at outset – in this?
- The raw bananas: I try a dish, but …
- One’s altogether united in disguising dirty habits
- Original outfit barely appropriate for annual celebration?
- Nothing to wear for annual event?
Buddy explains!

The straight part
We know that "One’s altogether" is the straight/definition part of the clue. The straight part is often a synonym or definition, in this case one’s altogether = birthday suit.The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.