The most common and most likely answer to this crossword clue is the 8 letter word EXCESSES
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More clues leading to the result EXCESSES
Buddy explains!

The straight part
We know that "Outrageous acts/they’re sometimes included in insurance policies" is the straight/definition part of the clue. The straight part is often a synonym or definition, in this case outrageous acts/they’re sometimes included in insurance policies = excesses.The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.
What does EXCESSES mean?
EXCESSES noun- The state of surpassing or going beyond limits; the being of a measure beyond sufficiency, necessity, or duty; that which exceeds what is usual or proper
- The degree or amount by which one thing or number exceeds another; remainder.
- An undue indulgence of the appetite; transgression of proper moderation in natural gratifications; intemperance; dissipation.
- Spherical excess, the amount by which the sum of the three angles of a spherical triangle exceeds two right angles. The spherical excess is proportional to the area of the triangle.
- A condition on an insurance policy by which the insured pays for a part of the claim.