Cryptic crossword clue
Penny-pinching painter taken in, one to be wary of 8

The most common and most likely answer to this crossword clue is the 8 letter word STINGRAY

I've seen this crossword clue in Financial Times
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Buddy explains!

The straight part
We know that "one to be wary of" is the straight/definition part of the clue. The straight part is often a synonym or definition, in this case one to be wary of = stingray.
The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.
This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.

What does STINGRAY mean?

STINGRAY noun
  1. Any of various large, venomous rays, of the orders Rajiformes and Myliobatiformes, having a barbed, whiplike tail.
  2. A device that simulates a cell tower, used to intercept cell phone communications.

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