Cryptic crossword clue
People left stuff at home – or it’s gone off with her indoors 10

The most common and most likely answer to this crossword clue is the 10 letter word INHERITORS

I've seen this crossword clue in Financial Times
I
N
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E
R
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S

Buddy explains!

The straight part
We know that "People left stuff" is the straight/definition part of the clue. The straight part is often a synonym or definition, in this case people left stuff = inheritors.
The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.
This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.

What does INHERITORS mean?

INHERITORS noun
  1. Someone who inherits something; an heir.
  2. A class, etc. that derives from another code element through inheritance.

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