Cryptic crossword clue
Person settling school fees arguably holding learner back, perhaps? 5,6

The most common and most likely answer to this crossword clue is the 5 plus 6 letter word RUGBY PLAYER

I've seen this crossword clue in The Times
R
U
G
B
Y
P
L
A
Y
E
R

Buddy explains!

The straight part
We know that "back, perhaps?" is the straight/definition part of the clue. The straight part is often a synonym or definition, in this case back, perhaps? = rugby player.
The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.
This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.

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