The most common and most likely answer to this crossword clue is the 14 letter word OWNER-OCCUPIER
O
W
N
E
R
-
O
C
C
U
P
I
E
R
Buddy explains!
The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.