Cryptic crossword clue
Pile of cash the queen’s protection against a rainy day? 6

The most common and most likely answer to this crossword clue is the 6 letter word WADERS

I've seen this crossword clue in Independent
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Buddy explains!

The straight part
We know that "protection against a rainy day?" is the straight/definition part of the clue. The straight part is often a synonym or definition, in this case protection against a rainy day? = waders.
The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.
This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.

What does WADERS mean?

WADERS noun
  1. One who wades.
  2. (chiefly in the plural) A waterproof boot that comes up to the hip, used by fishermen, etc.
  3. A long-legged bird associated with wetland or coastal environments.

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