Cryptic crossword clue
Proper attitude when time has passed for agreed period of exchange

The most common and most likely answer to this crossword clue is the 6 letter word USANCE

I've seen this crossword clue in Independent
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Buddy explains!

The straight part
We know that "agreed period of exchange" is the straight/definition part of the clue. The straight part is often a synonym or definition, in this case agreed period of exchange = usance.
The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.
This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.

What does USANCE mean?

USANCE noun
  1. The length of time permitted for the payment of a bill of exchange.
  2. Use.
  3. Customary or habitual usage.
  4. The interest paid on a borrowed sum, usury.

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