Cryptic crossword clue
Put out of action, worriedly anticipate bill coming in 12

The most common and most likely answer to this crossword clue is the 12 letter word INCAPACITATE

I've seen this crossword clue in The Daily Telegraph
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Buddy explains!

The straight part
We know that "Put out of action" is the straight/definition part of the clue. The straight part is often a synonym or definition, in this case put out of action = incapacitate.
The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.
This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.

What does INCAPACITATE mean?

INCAPACITATE verb
  1. To make someone or something incapable of doing something; to disable.
  2. To make someone ineligible; to disqualify.

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