Cryptic crossword clue
Rat leaves bacteria developing in tree 5

The most common and most likely answer to this crossword clue is the 5 letter word CEIBA

C
E
I
B
A

Buddy explains!

The straight part
We know that "tree" is the straight/definition part of the clue. The straight part is often a synonym or definition, in this case tree = ceiba.
The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.
This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.

What does CEIBA mean?

CEIBA noun
  1. Any tree of the species in genus Ceiba
  2. The silk-cotton tree (Bombax ceiba).

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