Cryptic crossword clue
Ridiculous overdue amount must be circumvented 13

The most common and most likely answer to this crossword clue is the 13 letter word OUTMANOEUVRED

I've seen this crossword clue in The Times
O
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Buddy explains!

The straight part
We know that "circumvented" is the straight/definition part of the clue. The straight part is often a synonym or definition, in this case circumvented = outmanoeuvred.
The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.
This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.

What does OUTMANOEUVRED mean?

OUTMANOEUVRED verb
  1. To surpass, or get the advantage of, in manoeuvring; to outgeneral.

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