The most common and most likely answer to this crossword clue is the 14 letter word COUNTERFEITERS
I've seen this crossword clue in The Sunday Telegraph
C
O
U
N
T
E
R
F
E
I
T
E
R
S
Buddy explains!
The straight part
We know that "criminals making money" is the straight/definition part of the clue. The straight part is often a synonym or definition, in this case criminals making money = counterfeiters.The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.