Cryptic crossword clue
Settle around end of year and hunker down 6

The most common and most likely answer to this crossword clue is the 6 letter word CROUCH

I've seen this crossword clue in Financial Times
C
R
O
U
C
H


Buddy explains!

The straight part
We know that "hunker down" is the straight/definition part of the clue. The straight part is often a synonym or definition, in this case hunker down = crouch.
The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.
This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.

What does CROUCH mean?

CROUCH noun
  1. A bent or stooped position.
CROUCH verb
  1. To bend down; to stoop low; to stand close to the ground with legs bent, like an animal when waiting for prey, or someone in fear.
  2. To bend servilely; to bow in reverence or humility.
CROUCH noun
  1. A cross.
CROUCH verb
  1. To sign with the cross; bless.

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