Cryptic crossword clue
Settlements in town send me nuts 10

The most common and most likely answer to this crossword clue is the 10 letter word ENDOWMENTS

I've seen this crossword clue in The Guardian
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Buddy explains!

The straight part
We know that "Settlements" is the straight/definition part of the clue. The straight part is often a synonym or definition, in this case settlements = endowments.
The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.
This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.

What does ENDOWMENTS mean?

ENDOWMENTS noun
  1. Something with which a person or thing is endowed.
  2. Property or funds invested for the support and benefit of a person or not-for-profit institution.
  3. Endowment assurance or pure endowment.
  4. A ceremony designed to prepare participants for their role in the afterlife.

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