The most common and most likely answer to this crossword clue is the 10 letter word ROCK-BOUND
I've seen this crossword clue in Financial Times
R
O
C
K
-
B
O
U
N
D
Buddy explains!
The straight part
We know that "to be covered by The Stones?" is the straight/definition part of the clue. The straight part is often a synonym or definition, in this case to be covered by the stones? = rock-bound.The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.