The most common and most likely answer to this crossword clue is the 12 letter word OOPS-A-DAISY
I've seen this crossword clue in The Guardian
O
O
P
S
-
A
-
D
A
I
S
Y
Buddy explains!
The straight part
We know that "There’s been a minor accident/There’s been a minor accident" is the straight/definition part of the clue. The straight part is often a synonym or definition, in this case there’s been a minor accident/there’s been a minor accident = oops-a-daisy.The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.