The most common and most likely answer to this crossword clue is the 10 plus 5 letter word BANKRUPTCY COURT
I've seen this crossword clue in The Daily Telegraph
B
A
N
K
R
U
P
T
C
Y
C
O
U
R
T
Buddy explains!
The straight part
We know that "Those unable to settle could end up here" is the straight/definition part of the clue. The straight part is often a synonym or definition, in this case those unable to settle could end up here = bankruptcy court.The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.