Cryptic crossword clue
Time people must wear underwear as outer garments 9

The most common and most likely answer to this crossword clue is the 9 letter word VESTMENTS

I've seen this crossword clue in Financial Times
V
E
S
T
M
E
N
T
S


Buddy explains!

The straight part
We know that "outer garments" is the straight/definition part of the clue. The straight part is often a synonym or definition, in this case outer garments = vestments.
The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.
This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.

What does VESTMENTS mean?

VESTMENTS noun
  1. A robe, gown, or other article of clothing worn as an indication of office.
  2. Any of the special articles of clothing worn by members of the clergy etc., especially a garment worn at the celebration of the Eucharist.
  3. (in plural) Clothing.
  4. An article of clothing, especially an outer garment.

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