Cryptic crossword clue
Toaster chap fixed brings disaster 11

The most common and most likely answer to this crossword clue is the 11 letter word CATASTROPHE

I've seen this crossword clue in Financial Times
C
A
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Buddy explains!

The straight part
We know that "disaster" is the straight/definition part of the clue. The straight part is often a synonym or definition, in this case disaster = catastrophe.
The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.
This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.

What does CATASTROPHE mean?

CATASTROPHE noun
  1. Any large and disastrous event of great significance
  2. A disaster beyond expectations
  3. The dramatic event that initiates the resolution of the plot; the dénouement
  4. A type of bifurcation, where a system shifts between two stable states

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