Cryptic crossword clue
Toff in uniform was in the army secretly 10

The most common and most likely answer to this crossword clue is the 10 letter word UNOBSERVED

I've seen this crossword clue in The Guardian
U
N
O
B
S
E
R
V
E
D

Buddy explains!

The straight part
We know that "secretly" is the straight/definition part of the clue. The straight part is often a synonym or definition, in this case secretly = unobserved.
The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.
This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.

What does UNOBSERVED mean?

UNOBSERVED adjective
  1. Not seen or observed
UNOBSERVED adverb
  1. Whilst not being seen or observed

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