Cryptic crossword clue
Top off Alan’s suite with scatter cushions 9

The most common and most likely answer to this crossword clue is the 9 letter word INSULATES

I've seen this crossword clue in Financial Times
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Buddy explains!

The straight part
We know that "cushions/r" is the straight/definition part of the clue. The straight part is often a synonym or definition, in this case cushions/r = insulates.
The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.
This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.

What does INSULATES mean?

INSULATES verb
  1. To separate, detach, or isolate.
  2. To separate a body or material from others, e.g. by non-conductors to prevent the transfer of electricity, heat, etc.

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