Cryptic crossword clue
Tot somewhere in Blackpool maybe less warm 7

The most common and most likely answer to this crossword clue is the 7 letter word NIPPIER

I've seen this crossword clue in Financial Times
N
I
P
P
I
E
R

Buddy explains!

The straight part
We know that "less warm" is the straight/definition part of the clue. The straight part is often a synonym or definition, in this case less warm = nippier.
The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.
This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.

What does NIPPIER mean?

NIPPIER adjective
  1. Fast; speedy
  2. Of the weather, rather cold.
  3. Inclined to nip; bitey.
  4. Annoying; irritating
  5. Sharp in taste
  6. Curt
  7. Parsimonious

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