The most common and most likely answer to this crossword clue is the 5 letter word DUVET
I've seen this crossword clue in The Guardian
D
U
V
E
T
More clues leading to the result DUVET
- Cover verse in song for two
- Two embrace five found on a bed …
- Cover musical composition with verse included
- Cover song with verse in the middle
- Covering for rest very briefly in double act
- Victor’s wearing composition jacket
- Two singers wrapping five in comforter
- 5 in song for 7, which is a cover
- Cover victory in outstanding final part of report
Buddy explains!

The straight part
We know that "found on a bed" is the straight/definition part of the clue. The straight part is often a synonym or definition, in this case found on a bed = duvet.The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.
What does DUVET mean?
DUVET noun- A thick, padded quilt used instead of blankets.
- A cover for a quilt or comforter.