Cryptic crossword clue
Undeclared third of income saved; can be made legit 9

The most common and most likely answer to this crossword clue is the 9 letter word LAUNDERED

L
A
U
N
D
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E
D

Buddy explains!

The straight part
We know that "made legit" is the straight/definition part of the clue. The straight part is often a synonym or definition, in this case made legit = laundered.
The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.
This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.

What does LAUNDERED mean?

LAUNDERED verb
  1. To wash; to wash, and to smooth with a flatiron or mangle; to wash and iron.
  2. To lave; to wet.
  3. (money) To disguise the source of (ill-gotten wealth) by various means.

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