The most common and most likely answer to this crossword clue is the 5 letter word SUAVE
I've seen this crossword clue in Financial Times
S
U
A
V
E
More clues leading to the result SUAVE
- Sophisticated, put money aside to cover University
- Smooth ride at last after a modern vehicle’s secured
- Charming American uplifted by welcome
- Urbane, put money aside to cover university
- Smooth coming back from across the pond, then hail
- University bar outwardly is sophisticated
- Smooth apart from onset of unimportant cracks
- You texted in to keep cool
- Smooth shape of bolt sheathed by bar
- Universal tears but gracious
Buddy explains!

The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.
What does SUAVE mean?
SUAVE noun- Sweet talk.
- Charming, confident and elegant.