Cryptic crossword clue
Urgent to keep up, naval officer’s assuming 12

The most common and most likely answer to this crossword clue is the 12 letter word PRESUPPOSING

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Buddy explains!

The straight part
We know that "assuming" is the straight/definition part of the clue. The straight part is often a synonym or definition, in this case assuming = presupposing.
The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.
This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.

What does PRESUPPOSING mean?

PRESUPPOSING verb
  1. To assume some truth without proof, usually for the purpose of reaching a conclusion based on that truth.

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