Cryptic crossword clue
US farmer, potential buyer, welcomes article about credit 12

The most common and most likely answer to this crossword clue is the 12 letter word SHARECROPPER

I've seen this crossword clue in Financial Times
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Buddy explains!

The straight part
We know that "US farmer" is the straight/definition part of the clue. The straight part is often a synonym or definition, in this case us farmer = sharecropper.
The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.
This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.

What does SHARECROPPER mean?

SHARECROPPER noun
  1. A person who enters an agreement with a land owner to farm the land and then pay a portion (share) of the produce as rent; one who sharecrops.

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