Cryptic crossword clue
Vacationers’ arrangement is nightmare, sadly 4-7

The most common and most likely answer to this crossword clue is the 11 letter word TIMESHARING

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Buddy explains!

The straight part
We know that "Vacationers’ arrangement" is the straight/definition part of the clue. The straight part is often a synonym or definition, in this case vacationers’ arrangement = timesharing.
The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.
This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.

What does TIMESHARING mean?

TIMESHARING noun
  1. The joint ownership or lease of a property by multiple people who can only use it for specified periods every year, or every other year.
  2. A technique that allows many users to use a central computer simultaneously through remote terminals.

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