Cryptic crossword clue
Vehicle has all but come into contact with ornamental panel 9

The most common and most likely answer to this crossword clue is the 9 letter word CARTOUCHE

I've seen this crossword clue in The Daily Telegraph
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Buddy explains!

The straight part
We know that "ornamental panel" is the straight/definition part of the clue. The straight part is often a synonym or definition, in this case ornamental panel = cartouche.
The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.
This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.

What does CARTOUCHE mean?

CARTOUCHE noun
  1. An ornamental figure, often on an oval shield.
  2. (Egyptian hieroglyphs) An oval figure containing the characters of an important personal name, such as that of royal or divine people.
  3. A paper cartridge.
  4. A wooden case filled with balls, to be shot from a cannon.
  5. A gunner's bag for ammunition.
  6. A military pass for a soldier on furlough.

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