Cryptic crossword clue
Well-prepared plans are formed 9

The most common and most likely answer to this crossword clue is the 9 letter word FOREARMED

I've seen this crossword clue in The Guardian
F
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R
E
A
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Buddy explains!

The straight part
We know that "Well-prepared" is the straight/definition part of the clue. The straight part is often a synonym or definition, in this case well-prepared = forearmed.
The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.
This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.

What does FOREARMED mean?

FOREARMED verb
  1. (sometimes figurative) To arm in preparation.
FOREARMED adjective
  1. (in combination) Having some specific type of forearm.

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