Cryptic crossword clue
What’s on top of cruise ship’s comfy chair? 8

The most common and most likely answer to this crossword clue is the 8 letter word RECLINER

I've seen this crossword clue in Financial Times
R
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Buddy explains!

The straight part
We know that "comfy chai" is the straight/definition part of the clue. The straight part is often a synonym or definition, in this case comfy chai = recliner.
The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.
This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.

What does RECLINER mean?

RECLINER noun
  1. One who, or that which, reclines.
  2. A chair hinged so that the back can be reclined for comfort.

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