Cryptic crossword clue
Works hard for heartless families hoarding silver 4

The most common and most likely answer to this crossword clue is the 4 letter word FAGS

I've seen this crossword clue in The Daily Telegraph
F
A
G
S

Buddy explains!

The straight part
We know that "Works hard" is the straight/definition part of the clue. The straight part is often a synonym or definition, in this case works hard = fags.
The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.
This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.

What does FAGS mean?

FAGS noun
  1. In textile inspections, a rough or coarse defect in the woven fabric.
  2. (dated in US and Canada) A cigarette.
  3. The worst part or end of a thing.
FAGS noun
  1. A chore: an arduous and tiresome task.
  2. A younger student acting as a servant for senior students.
FAGS noun
  1. (usually offensive, sometimes affectionate) A homosexual man, especially (usually derogatory) an especially effeminate or unusual one.
  2. An annoying person.

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